:root{
  --bg:#f3f0ea;
  --paper:#fffdf9;
  --ink:#22303a;
  --muted:#66757f;
  --line:#ddd3c6;
  --accent:#8a5a2b;
  --accent-2:#c98f55;
  --soft:#efe3d3;
  --shadow:0 10px 28px rgba(54,38,22,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Georgia, "Times New Roman", serif;
  color:var(--ink);
  background:linear-gradient(180deg,#f7f3ed 0%, #f0ebe3 100%);
  line-height:1.65;
}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1120px, calc(100% - 40px));margin:0 auto}
.topbar{
  background:#2b3137;color:#f8f6f2;font-size:14px;border-bottom:3px solid var(--accent);
}
.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:10px 0;flex-wrap:wrap}
.site-header{
  background:var(--paper);
  position:sticky;top:0;z-index:10;
  box-shadow:0 4px 18px rgba(0,0,0,.04);
}
.header-inner{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:18px 0}
.logo{
  font-size:30px;font-weight:700;letter-spacing:.5px;color:#1f2d35
}
.logo small{display:block;font-size:13px;color:var(--muted);font-weight:400;letter-spacing:0}
nav ul{margin:0;padding:0;display:flex;gap:18px;list-style:none;flex-wrap:wrap}
nav a{display:block;padding:10px 12px;border-radius:999px;color:#24323b}
nav a:hover{background:var(--soft);text-decoration:none}
.hero{
  padding:72px 0 48px;
  background:
    radial-gradient(circle at top right, rgba(201,143,85,.18), transparent 28%),
    linear-gradient(180deg, #fffdf9 0%, #f5efe6 100%);
  border-bottom:1px solid var(--line);
}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:34px;align-items:center}
.hero-card,.note,.card,.article-card,.faq-item,.table-wrap{
  background:var(--paper);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:20px
}
.hero-card{padding:34px}
.kicker{display:inline-block;padding:6px 12px;border-radius:999px;background:var(--soft);color:var(--accent);font-size:14px;margin-bottom:14px}
h1,h2,h3{line-height:1.2;margin:0 0 14px}
h1{font-size:48px}
h2{font-size:34px}
h3{font-size:24px}
.lead{font-size:20px;color:#44535d;margin-bottom:22px}
.hero-points{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:22px}
.hero-points div,.pill{
  padding:12px 14px;background:#faf4ec;border:1px solid #ead9c4;border-radius:14px;font-size:15px
}
.note{padding:24px}
.note ul{margin:12px 0 0 18px;padding:0}
.section{padding:56px 0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{padding:24px}
.card p,.article-card p,.faq-item p{margin:0;color:#4f5e68}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:24px}
.section-head p{max-width:680px;margin:0;color:var(--muted)}
.article-card{padding:26px}
.list-clean{padding-left:18px;margin:12px 0 0}
.list-clean li{margin:6px 0}
.table-wrap{padding:18px;overflow:auto}
table{width:100%;border-collapse:collapse;background:transparent}
th,td{padding:14px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{font-size:15px;color:#32414a;background:#f8f2e9}
.cta{
  padding:34px;border-radius:24px;background:linear-gradient(135deg,#2f3a42,#43515a);color:#fff
}
.cta a{color:#fff}
.faq-item{padding:22px}
.footer{
  background:#20272d;color:#e9ecef;margin-top:36px
}
.footer .container{padding:28px 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
.footer small,.footer p,.footer li{color:#cdd4d9}
.footer ul{list-style:none;padding:0;margin:0}
.breadcrumbs{font-size:14px;color:var(--muted);margin-bottom:14px}
.page-hero{padding:42px 0 26px;background:linear-gradient(180deg,#fcfaf6 0%, #f4ede2 100%);border-bottom:1px solid var(--line)}
@media (max-width:900px){
  .hero-grid,.grid-3,.grid-2,.footer-grid{grid-template-columns:1fr}
  h1{font-size:38px}
  .hero-points{grid-template-columns:1fr}
}